Employee Benefit Plan Consulting, Actuarial and Brokerage

Will this hospital partnership bend Rx cost curve?

With an aim at combating the sharply rising prices of off-patent drugs, 300 of the nation’s largest hospital systems are banding together in an effort to better control the skyrocketing cost of prescription drugs.  This may be an uphill battle, as some industry...

44% Of Americans Skip Doctor Visits Due To Cost

A new poll shows that the high cost of health care causes many to put off seeking care.  This is the exact opposite of what we need in a healthcare system and goes against the Franklin axiom of Pennywise, pound fooling.  Small items become catastrophic cases when not...

Health insurance help for small business in a big-company tool

Aetna Level Funded plans present savings opportunities for the little guy.  Small employers are annually knocked around by each year’s health care renewal, which many times brings with it a double digit increase.  There seems to be little recourse, as they feel...

Cigna Agrees to Buy Express Scripts for More Than $50 Billion

Cigna Corp. is working on a deal to purchase Express Scripts for $50 billion.  This would be in alignment with the CVS/Aetna deal and various United Health Care acquisitions that have occurred in the past several months.  The question remains as to the impact to the...