Employee Benefit Plan Consulting, Actuarial and Brokerage

Shopping for Health Care Simply Doesn’t Work. So What Might?

After spending years pushing the concept of ‘consumerism’ into the market, the healthcare industry is coming to the sobering realization that such a tactic does not work.  There aren’t enough good data tools out there for people to use and become...

Administration Preparing Fix for Obamacare Risk Payments

The Trump administration is preparing a regulation that would allow the resumption of billions of dollars in payments to health insurers in Obamacare.  Insurers had warned they might have to raise Obamacare premiums for 2019 if the dispute wasn’t resolved quickly. The...

The Astonishingly High Administrative Costs of U.S. Health Care

The ever climbing cost of the U.S. healthcare system is a story that many are aware off.  One that is not is the extraordinarily high cost to administer the U.S. healthcare system.  Look at any Explanation of Benefits or bill from a provider and the complexity of the...

Can the IRS Can Save American Health Care?

The vast majority of Americans get their health insurance form their employers because of WWII historical tax code anomaly.  Now, 60 years later, we are still tethered to our employer’s health care chain, the only industrialized country to do it this way. ...