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Employee Benefits News

Do prescription drug middlemen help keep prices high?

The opaque world of PBM's (Pharmacy Benefit Managers), rebating, clawbacks, formularies and how all these aspects affect your Rx costs is clearly reviewed in this excellent video - Read full article here Armstrong, Doyle & Caroll has served the greater...

How drug companies are beating Trump at his own game

There has been bold predictions of lowering Rx price by the administration, but the reality is that the drug companies are deploying an array of tactics to avoid any such action.  For the drub manufacturers, it is business as usual.  Read full article here...

Shopping for Health Care Simply Doesn’t Work. So What Might?

After spending years pushing the concept of 'consumerism' into the market, the healthcare industry is coming to the sobering realization that such a tactic does not work.  There aren't enough good data tools out there for people to use and become...

Administration Preparing Fix for Obamacare Risk Payments

The Trump administration is preparing a regulation that would allow the resumption of billions of dollars in payments to health insurers in Obamacare.  Insurers had warned they might have to raise Obamacare premiums for 2019 if the dispute wasn’t resolved...

The Astonishingly High Administrative Costs of U.S. Health Care

The ever climbing cost of the U.S. healthcare system is a story that many are aware off.  One that is not is the extraordinarily high cost to administer the U.S. healthcare system.  Look at any Explanation of Benefits or bill from a provider and the...

Can the IRS Can Save American Health Care?

The vast majority of Americans get their health insurance form their employers because of WWII historical tax code anomaly.  Now, 60 years later, we are still tethered to our employer's health care chain, the only industrialized country to do it this way. ...

Sky-High Deductibles Broke the U.S. Health Insurance System

Anyone on a High Deductible plan knows that it is great insurance when you are not using it, but can unleash holy hell when you are.  Having recently encountered a spike in my family's usage, I am awash in bills. The $1100 MRI cost, the multiple $112...

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Armstrong, Doyle & Caroll has served the greater Philadelphia area for over 65 years.